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Retirement

To support our employees in saving for the future, a pension savings account is automatically set up for all eligible employees on joining Aberdeenshire so that you can start marking regular contributions to your pension savings as well as us making an employers contribution.

Pension

To support our employees in saving for the future, a pension savings account is automatically set up for all eligible employees on joining Aberdeenshire so that you can start marking regular contributions to your pension savings as well as us making an employers contribution.

Aberdeenshire Council is part of the Local Government Pension Scheme, one of the largest public sector pension schemes in the UK.

You can look forward to your retirement with LGPS which gives you:

A Secure Pension

The benefits you get when you retire are based on the length of your membership in the scheme and your final years pay.  The pension you build up during your employment keeps pace with your pay rises.  After you retire, your pension keeps pace with the cost of living increase.

Tax-free cash

You have the option to exchange part of your pension for some tax-free cash on your retirement.

Peace of Mind

Your family enjoys financial security, with immediate life cover and a pension for your husband, wife, civil partner or nominated co-habiting partner and children, in the event of your death.

Early Retirement

You can choose to retire early and receive your benefits immediately, although they may be reduced for early payment. It’s also possible to retire from age 55 and receive your benefits immediately, provided consent is reached with the Council.

Flexible Retirement

From age 55, if you reduce your hours or move to a less senior position and, if you are under age 60, you could draw some or all of the benefits you have built up – helping you ease into retirement, however your benefits may be reduced for early payment.

Options to pay extra

You can boost your pension by paying more contributions to your pension pot through a salary sacrifice arrangement and make Income Tax and National Insurance contribution (NIC) savings on your salary sacrifice amount.